"專精(jing)(jing)特(te)新"中(zhong)小企業(ye)是產業(ye)鏈(lian)供(gong)應鏈(lian)高(gao)(gao)質量(liang)(liang)發(fa)展的重要(yao)力(li)量(liang)(liang)，為提高(gao)(gao)這(zhe)類(lei)企業(ye)獲貸(dai)(dai)率，省(sheng)工信廳和省(sheng)財政廳研究(jiu)制定(ding)了(le)《山東省(sheng)"專精(jing)(jing)特(te)新"中(zhong)小企業(ye)貸(dai)(dai)款風險補償實(shi)施(shi)細則》，引導銀(yin)(yin)行(xing)加大信用貸(dai)(dai)款、上市培育貸(dai)(dai)款和中(zhong)長期項目貸(dai)(dai)款等特(te)色貸(dai)(dai)款支持。據了(le)解，在去年(nian)(nian)首批6家(jia)合(he)作(zuo)銀(yin)(yin)行(xing)的基礎上，今年(nian)(nian)山東省(sheng)又優選了(le)國家(jia)開(kai)發(fa)銀(yin)(yin)行(xing)山東省(sheng)分行(xing)等9家(jia)銀(yin)(yin)行(xing)納入(ru)第二批合(he)作(zuo)名(ming)單，合(he)作(zuo)銀(yin)(yin)行(xing)總數增(zeng)至15家(jia)。

首批6家(jia)合作銀(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)為(wei)工商銀(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)山東(dong)(dong)(dong)(dong)省(sheng)分(fen)(fen)(fen)行(xing)(xing)(xing)(xing)、中(zhong)國銀(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)山東(dong)(dong)(dong)(dong)省(sheng)分(fen)(fen)(fen)行(xing)(xing)(xing)(xing)、建(jian)設銀(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)山東(dong)(dong)(dong)(dong)省(sheng)分(fen)(fen)(fen)行(xing)(xing)(xing)(xing)、恒(heng)豐銀(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)、青島銀(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)、北京銀(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)濟(ji)(ji)南(nan)分(fen)(fen)(fen)行(xing)(xing)(xing)(xing)。第二批合作銀(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)名(ming)單和專(zhuan)(zhuan)屬信貸(dai)(dai)產(chan)(chan)(chan)品(pin)分(fen)(fen)(fen)別為(wei)：國家(jia)開發銀(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)山東(dong)(dong)(dong)(dong)省(sheng)分(fen)(fen)(fen)行(xing)(xing)(xing)(xing)，主要是(shi)(shi)"專(zhuan)(zhuan)精(jing)(jing)特新(xin)(xin)"企業(ye)項(xiang)目(mu)貸(dai)(dai)、中(zhong)長期貸(dai)(dai)款(kuan)等(deng)產(chan)(chan)(chan)品(pin)；進出口銀(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)山東(dong)(dong)(dong)(dong)省(sheng)分(fen)(fen)(fen)行(xing)(xing)(xing)(xing)，主要是(shi)(shi)創(chuang)新(xin)(xin)型普惠金融(rong)直貸(dai)(dai)、"專(zhuan)(zhuan)精(jing)(jing)特新(xin)(xin)"企業(ye)項(xiang)目(mu)貸(dai)(dai)等(deng)產(chan)(chan)(chan)品(pin)；交通銀(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)山東(dong)(dong)(dong)(dong)省(sheng)分(fen)(fen)(fen)行(xing)(xing)(xing)(xing)，主要是(shi)(shi)"快(kuai)(kuai)易付""線(xian)上稅融(rong)通""智(zhi)融(rong)通"等(deng)產(chan)(chan)(chan)品(pin)；郵儲銀(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)山東(dong)(dong)(dong)(dong)省(sheng)分(fen)(fen)(fen)行(xing)(xing)(xing)(xing)，主要是(shi)(shi)"專(zhuan)(zhuan)精(jing)(jing)特新(xin)(xin)信用(yong)貸(dai)(dai)""法(fa)人快(kuai)(kuai)貸(dai)(dai)""稅貸(dai)(dai)通"等(deng)產(chan)(chan)(chan)品(pin)；浙商銀(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)濟(ji)(ji)南(nan)分(fen)(fen)(fen)行(xing)(xing)(xing)(xing)，主要是(shi)(shi)"專(zhuan)(zhuan)精(jing)(jing)特新(xin)(xin)企業(ye)貸(dai)(dai)""智(zhi)造貸(dai)(dai)""標準廠房貸(dai)(dai)"等(deng)產(chan)(chan)(chan)品(pin)；招商銀(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)濟(ji)(ji)南(nan)分(fen)(fen)(fen)行(xing)(xing)(xing)(xing)，主要是(shi)(shi)"專(zhuan)(zhuan)精(jing)(jing)特新(xin)(xin)貸(dai)(dai)""投聯貸(dai)(dai)""三板(ban)貸(dai)(dai)"等(deng)產(chan)(chan)(chan)品(pin)；華(hua)夏銀(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)濟(ji)(ji)南(nan)分(fen)(fen)(fen)行(xing)(xing)(xing)(xing)，主要是(shi)(shi)"專(zhuan)(zhuan)精(jing)(jing)特新(xin)(xin)信用(yong)貸(dai)(dai)""房抵貸(dai)(dai)""年審制貸(dai)(dai)"等(deng)產(chan)(chan)(chan)品(pin)；中(zhong)信銀(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)濟(ji)(ji)南(nan)分(fen)(fen)(fen)行(xing)(xing)(xing)(xing)，主要是(shi)(shi)"科(ke)(ke)創(chuang)e貸(dai)(dai)""科(ke)(ke)創(chuang)e鏈""抵押貸(dai)(dai)"等(deng)產(chan)(chan)(chan)品(pin)；平安銀(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)濟(ji)(ji)南(nan)分(fen)(fen)(fen)行(xing)(xing)(xing)(xing)，主要是(shi)(shi)"新(xin)(xin)微貸(dai)(dai)""KYB數保貸(dai)(dai)"等(deng)產(chan)(chan)(chan)品(pin)。

山東省(sheng)通過(guo)(guo)開發"山東省(sheng)專(zhuan)(zhuan)精(jing)(jing)特(te)(te)新(xin)(xin)中小(xiao)企(qi)業信(xin)貸(dai)對(dui)接(jie)服務系統"，建立"專(zhuan)(zhuan)精(jing)(jing)特(te)(te)新(xin)(xin)"中小(xiao)企(qi)業貸(dai)款項目庫，實(shi)行項目儲備庫動(dong)態(tai)管(guan)理(li)。符合條件的企(qi)業通過(guo)(guo)市縣工信(xin)部門推(tui)薦，按標簽分類入庫，提報主要生產經營指標和融資需求。合作銀(yin)行實(shi)時(shi)在線跟(gen)蹤入庫企(qi)業，精(jing)(jing)準對(dui)接(jie)企(qi)業需求，并(bing)根據(ju)信(xin)貸(dai)對(dui)接(jie)情況及時(shi)更新(xin)(xin)企(qi)業獲貸(dai)狀態(tai)。合作銀(yin)行挖潛的"專(zhuan)(zhuan)精(jing)(jing)特(te)(te)新(xin)(xin)"中小(xiao)企(qi)業，也可分類入庫。